The hardest challenge yet

Everyday, the world has becoming more competitive.

Actually, the world has always been competitive. It's just that, we (or rather, me), never really got into the competition. Coz we'ere small.

The world competes with resources. Since humans existence, we're competing to get money, girls, cars, whatever.

The hardest challenge of 21st century is how to not broke.

It is a discipline to spend. Otherwise, you'll be enslaved.

Therefore, the moment you're debt free, and can run your own life, mix with society and contribute to the greater good, this is what I want to achieve.

The design of the new century is that, to get everybody on debt. The challenge of a person living in the 21st century is how to live comfortable life with family and kids, debt-free. Plus doing things that you want.

That is the hardest challenge on the personal level.